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    Home > Rates and Pricing Guide
Rates

Interest Rate Schedules

Interest Rate Schedules
Pricing

The Mercantile Bank Pricing Guide provides an overview of our pricing for 2022. This will help you make the right choices to suit your banking needs.

Capitec Business Bank Consolidated Pricing Guide 2023

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Mercantile Bank a division of Capitec Bank Limited Registration Number: 1980/003695/06. An authorised financial services provider (FSP46669) and registered credit provider (NCRCP13).

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FOR ME

Mercantile Bank offers you, the business owner, a specialised range of secure and user-friendly banking products and services. We adopt a niche approach to banking and pride ourselves on being able to tailor our solutions to suit our clients’ unique and evolving needs.

Choose from a range of products and services, including electronic Banking (online and mobile), borrowing solutions, Investments solutions but not limited to, Call and Notice Accounts, Money Market and Credit Card Accounts, and insurance solutions.

Transact

We offer a comprehensive range of Banking transactional products.

Borrow

Borrowing products tailored to suit your unique requirements.

Invest

Investment products and services to cater for all your investment needs.

Insure

We offer a full suite of short-term and long-term insurance to suit your needs through CommRisk Insurance.

PROFESSIONAL

Mercantile Bank understands the business of running a private practice and that's why we financially empower entrepreneurial-professionals to grow their business.

PRIVATE BANKING

Mercantile Bank Private Bank is the first bank in South Africa that exclusively caters for entrepreneurs. Our conversations with entrepreneurs shape everything we do. That’s why we have created smaller portfolios for our Relationship Managers to be able to offer each entrepreneur simple, transparent products and the service they deserve. Because you have a single point of contact, you can be sure that you will have a holistic approach to all your service needs.

Transact

Unlimited basic transactions through a current account linked to an Entrepreneur Black Credit Card.

Borrow

Borrowing products tailored to suit your unique requirements.

Invest

Enjoy a full suite of Mercantile Bank investment products and services to cater for all your investment needs.

Insure

Mercantile Bank CommRisk Insurance Brokers, who offer a full suite of short-term and long-term insurance

 

FOR MY BUSINESS

Mercantile Bank offers businesses a specialised range of secure and user-friendly Business and Commercial Banking products and services. We adopt a niche approach to Business and Commercial Banking and pride ourselves on being able to tailor our solutions to suit our clients’ unique and evolving needs. Our service has a personal touch and our teams are skilled, experienced and flexible. Pricing is transparent and we are committed to solution-driven service excellence across our operations, from our business centres to our high-tech dealing room.

We focus on the following industries:

  • Finance, Business and Professional Services

  • Manufacturing and Engineering

  • Wholesale, Retail, Trade and Franchising

  • Transport and Logistics

Business Banking

Transact

We offer a comprehensive range of Business and Commercial Banking transactions

Borrow

Business borrowing products tailored to suit your unique requirements.

Invest

Investment products and services to cater for all your investment needs.

COVID-19

COVID-19 SME LOAN SCHEME.

Merchant Services

Mercantile Bank Merchant Services takes care of all your card-based customer purchases.

Treasury

Mercantile Bank specialises in a full range of vanilla treasury products for the business market.

Payments and Collections

Payment Solutions that provide leading, cost-effective, secure systems for processing..

Rental Finance

Mercantile Rental Finance offers you attractive rental products for a range of asset classes.

 
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